Privacy Policy

Last updated: August 26, 2025

Who We Are

Payzenic provides consumer-finance content. Contact: hello@payzenic.com.

Information We Collect

• Usage data (pages viewed, links clicked, approximate location, device/browser data).
• Cookies and similar technologies (see Cookie Policy).
• Communications you send us (e.g., email).
• If you follow outbound links, the third-party site’s policies apply.

How We Use Information

• Provide, maintain, and improve our content and site.
• Analyze performance and fix issues.
• Prevent fraud and protect security.
• Show and measure advertising/affiliate performance (where applicable).
• Communicate with you (e.g., responses to inquiries).

Legal Bases (where applicable, e.g., EU/UK)

Consent; legitimate interests (site operations, analytics, security); contract (responding to requests); legal obligations.

Sharing

• Service providers (hosting, analytics, advertising/affiliate platforms) under appropriate safeguards.
• Legal or safety reasons, if required by law or to protect rights.
• Business transfers (e.g., merger/acquisition), with continued protection.

International Transfers

Where data is transferred across borders, we use appropriate safeguards (e.g., standard contractual clauses) where required by law.

Retention

We keep personal data only as long as necessary for the purposes above, then delete or anonymize it.

Your Rights

Depending on your location, you may have rights to access, correct, delete, restrict, or object to processing; to data portability; and to withdraw consent. California residents may have additional rights (access, deletion, opt-out of “sale/share”). To exercise rights: hello@payzenic.com.

Children’s Privacy

Our site is not intended for children under 13, and we do not knowingly collect personal information from them.

Security

We use reasonable technical and organizational measures, but no method is 100% secure.

Changes

We may update this policy. Material changes will be noted by updating the “Last updated” date.

Contact

hello@payzenic.com