About Payzenic

Payzenic is a consumer-finance resource focused on practical, plain-English guidance across credit cards, credit scores, loans, budgeting, banking, taxes, and retirement. Our aim is to help readers compare options confidently, understand key terms and trade-offs, and make better everyday money decisions.

How we work

We prioritize clarity, accuracy, and independence. Our editors follow a documented research process, drawing on primary sources, regulator guidance, and official issuer pages. When we review or compare products, we use consistent criteria such as total cost, fees, rewards/value, flexibility, and customer protections. Partners do not influence our editorial decisions or the order in which we present information.

How we make money

Payzenic may earn revenue from advertising or from affiliate links when readers choose a product after visiting our site. These relationships never change our analysis or opinions, and we clearly label commercial placements where applicable.

Corrections and feedback

If you notice an error or believe something could be clearer, please let us know. We review correction requests promptly and update pages when warranted. You can reach us at hello@payzenic.com.

Disclaimer (Information Only)

The information on Payzenic is provided for general educational purposes and is not financial, investment, tax, accounting, or legal advice. We do not consider your individual objectives, financial situation, or needs. Product terms (including rates, fees, and eligibility) can change without notice; always verify details with the provider before applying or making a decision.

No investment advice or fiduciary relationship

Payzenic does not provide personalized investment advice, does not recommend or endorse specific securities, and is not your advisor or fiduciary. Any examples are illustrative and not guarantees of results. Decisions you make based on our content are your responsibility.

Limitation of liability

While we strive for accuracy, Payzenic and its contributors make no warranties regarding completeness or timeliness and are not liable for any losses or damages arising from use of our content. For advice tailored to your circumstances, consult a qualified professional.